# River Finance Authors - 展望未来：2025 年的闪电支付 (Highlights) ![rw-book-cover|256](https://www.btcstudy.org/favicon.ico) ## Metadata **Review**:: [readwise.io](https://readwise.io/bookreview/32171901) **Source**:: #from/readwise #from/reader **Zettel**:: #zettel/fleeting **Status**:: #x **Authors**:: [[River Finance Authors]] **Full Title**:: 展望未来：2025 年的闪电支付 **Category**:: #articles #readwise/articles **Category Icon**:: 📰 **URL**:: [www.btcstudy.org](https://www.btcstudy.org/2023/09/06/looking-ahead-lightning-payment-in-2025/) **Host**:: [[www.btcstudy.org]] **Highlighted**:: [[2023-09-15]] **Created**:: [[2023-09-16]] ## Note The article discusses the potential future of Lightning payments in 2025. While the Lightning network has improved, there are still challenges in terms of user experience, particularly for non-technical users. These challenges include the need for technical knowledge, trust in custodial wallets, and issues with privacy and liquidity. However, the article explores potential solutions to these challenges, including channel splicing and improved user privacy. The author predicts that with these upgrades, the user experience of the Lightning network will improve significantly. ## Highlights - 接近 90% 的交易都是通过用户 *需要信任一个托管商来保管自己的私钥* 的应用来完成的。 ([View Highlight](https://read.readwise.io/read/01ha9mbs3r34qmbkjt10f90hzz)) ^595743919 - 我们还没有**一种标准化的、用户友好的技术**，能够不依赖于中心化服务器而直接给任意人发送支付。 ([View Highlight](https://read.readwise.io/read/01ha9mewh50mmmccea2mb8jpg4)) ^595744039 - 普通用户所面临的最大困扰，来自于上面也提到的几点：（1）收取/发送 支付时需要保持在线；（2）缺乏可以多次收取任意金额的收款方式（收款发票都是一次性的）；（3）入账/出账 流动性问题，即，如果你的对手在通道中没有余额，你就无法收取支付。 ([View Highlight](https://read.readwise.io/read/01ha9mggafj5df2d90kcq58m5v)) ^595744365 - 通道拼接，让闪电通道对用户不可见 ([View Highlight](https://read.readwise.io/read/01ha9mk216mc0g47t2jtejebej)) ^595744565 https://voltage.cloud/blog/lightning-network-faq/what-is-splicing-lightning-network-how-it-works/ - 当前人们使用的支付 ID，比如 [Lightning Address](https://lightningaddress.com/)，是可用的，但在几乎所有时候都是托管商来支持的。用户需要能够**使用可复用的 QR 码来接收支付**，并且无需依赖于第三方。 ([View Highlight](https://read.readwise.io/read/01ha9mpc16hc9s6ng8frqkyddh)) ^595744832